VERMITTER OÜ

Company credit rating and recommended credit limit

With the Infobank Gold Package, you can view the credit ratings and credit limits of all Estonian companies, which are updated daily.

Does the company pay its invoices on time?

The Gold Package of the Infobank is a tool for everyone dealing with business clients – here you can see how a company adheres to invoice payment deadlines. This helps to set the correct payment term for the customer to settle the invoice.

Quick overview of all important information about the company

With the Infobank Gold Package, you can access information needed for business decision-making, such as:

• Company's future sales revenue forecast, average gross salary, and financial trends
• Whether the necessary reports and declarations have been submitted
• Is the company a tax debtor?
• Are there any debts to partners?
• What happened in the company during the last quarter?

View news and events related to the company

With the Infobank Gold Package, you can see business events related to the company. You can add a company of interest, such as a client or competitor, to your watchlist. This way, you will immediately be informed of changes in credit ratings, newly incurred or paid debts, changes in ownership and management, and other significant events that have occurred in the company. Notifications are sent to your email and Infobank.

Interactive business network graph

As a user of the Infobank Gold Package, you can view individuals associated with a company and their business connections with other companies and individuals. This helps to better understand corporate structures and the partnership relationships of various business leaders. The network also highlights problematic companies, helping to avoid initiating cooperation with individuals who have negative business ties.

• Activate gold package

Who were the individuals previously associated with the company?

With the Infobank Gold Package, you can view the history of board members, supervisory board members, former owners, and the company's ownership in other companies. This is useful for understanding which individuals were associated with the company and for how long. In the case of a problematic company, you can, for example, find out during whose tenure on the board the issues arose.

• Activate gold package

Who are the key employees of the company?

With the Infobank Gold Package, you can view the list of department heads and key employees of many companies. This is unique information that cannot be found elsewhere. For example, you can find financial directors, marketing directors, sales managers, HR managers, accountants, and other decision makers. By navigating to the individual profiles, you can also see their direct contact details. Everything is conveniently available in one place, saving you the time that would otherwise be spent gathering this information.

• Activate gold package

Comprehensive group structure

The group tree provides an overview of the group structure of conglomerate companies in both graphical and tabular forms. This allows you to quickly identify the parent company, subsidiaries, and the other subsidiaries of the parent company. When conducting background checks or assessing a company's sustainability, it is important to review the performance of other companies within the group. The group tree also displays the financial health of all companies, in form of credit ratings.

• Activate gold package

Comprehensive overview of the company's financial situation

As a user of the Infobank Gold Package, the financial report provides you with a complete overview of the company's economic condition. The financial data is illustrated with trends and charts. Specifically, you can access:

• Quarterly revenue, number of employees, revenue per employee, and average salary (last 12 quarters)
• Overview of key financial indicators and economic ratios (10 years)
• Complete profit and loss statement, balance sheet, and cash flows (2 years)
• Downloadable PDF reports

• Activate gold package

Tax debt, types of tax debt, and its trends

As a Gold Package user, you can view the company's tax debt by category, both deferred and non-deferred parts, and the debt trends over the past year in a graphical format. When conducting a background check, it's not enough to only verify the current debt balance; it’s essential to check whether the debt episodes have been occasional or long-standing and whether the issues are easing or worsening.

• Activate gold package

Participation in public procurement – contracts and statistics

As a user of the Infobank Gold Package, you can access information on how many tenders the company has won over the years and the total value of the awarded contracts. From a government agency perspective, you can also view related tenders where the agency acted as the organizer. Additionally, you can view a list of all contracts with details, including the tender description, contract value, contract amendments, and more. This helps to understand the company's business model and sources of revenue.

• Activate gold package

What transactions does the company have with the public sector?

As a Gold Package user of Infopank, you can view up to 500 of the company’s most recent transactions with the public sector. Each transaction includes the transaction partner, date, amount, and sector. Additionally, there is yearly statistical data that shows how much of the company's revenue comes from the public sector.

• Activate gold package

Which legal cases is the company involved in?

As a user of the Infobank Gold Package, you can view the history of legal cases related to the company. The database includes all first and second instance court decisions that have been made public since 2006, as well as all Supreme Court decisions. It displays various types of proceedings where the company appears as either a defendant or a plaintiff. Court decisions can provide important information when conducting a background check on the company.

• Activate gold package

Important information about the company from official announcements

As a user of the Infobank Gold Package, you can view all important cautionary notices about the company, such as:

• Bankruptcy proceedings notices
• Enforcement notices
• Court payment orders/proposals
• Property seizure notices

• Activate gold package